Ocala has never been hit by a hurricane. It does get the remnants in the form of  tropical storms which can damage roofs, blow down trees and of course damage mobile and manufactured homes. However we have never had the type of devastation that you may have seen on television in south Florida. Ocala property insurance rates are much lower than in south Florida for this reason. It isn't impossible to get a hurricane but the odds are in our favor. Huricanes either hit south Florida, travel up the atlantic coast or go into the Gulf and hit the panhandle of Florida or travel west.